As "falling objects," viral particles should be included in Covered Causes of Loss property and business income insurance policies which, unlike All Risks policies, require damage or loss resulting from "Specified Causes of Loss."

As stay-at-home orders lift in Minnesota and across the country, employers preparing to open their workplaces may face resistance from employees afraid to return to work.

Policyholders will likely be receiving denial letters from insurers soon (if not already) in response to insurance claims made in March and April, including those made seeking coverage for business interruption, delay in completion, and site cleanup costs.

The Small Business Administration ("SBA") recently released new guidance that may impact businesses that have previously received a Paycheck Protection Program ("PPP") loan.

The Coronavirus (COVID-19) pandemic is impacting product liability litigation in many jurisdictions due to limitations on discovery from healthcare providers, modified court procedures and scheduling, and tolling of statutes of limitations.

The Coronavirus Aid, Relief, and Economic Security Act ("CARES Act") enacted into law on March 27, 2020, provides for the expansion and extension of unemployment benefits.

President Trump signed into law an updated version of the CARES Act (the "Act") on March 27, 2020. The Act provides an estimated two trillion dollars' worth of relief for individuals and businesses in an effort to mitigate the effects of the ongoing COVID-19 pandemic.

The process related to Paycheck Protection Program ("PPP") loans under the CARES Act is moving quickly. Lenders may begin processing PPP loans as early as Friday, April 3, 2020, but it's unlikely all lenders will be ready to process and/or fund loans by this time.

Pursuant to the CARES Act (the "Act"), up to 100% of a Paycheck Protection Program ("PPP") loan may be forgiven if loan proceeds are used for specified eligible expenses during the 8-week period (the "Covered Period") following origination.

On April 9, 2020, the Federal Reserve announced preliminary details of the Main Street Lending Program, which permits the Federal Reserve to make programs aimed at providing financing to small and mid-sized businesses affected by the COVID-19 pandemic